Airtime recharge on your phone irrespective of the network you use is a lot easier in the recent times. You don’t necessarily have to buy the scratch card or PIN vouchers before you can recharge your account. There are several airtime recharge options that makes airtime very easy and convenient.


Airtime recharge options include ATM recharge option, via Bank apps, via Bank USSD, via Quickteller etc. More importantly in this piece, we shall discuss how to buy airtime directly from your bank account right on your mobile device. Just in case you run out of cash and would need to call someone, you can take advantage of the content of this article save yourself the stress by recharging from your bank account.


To recharge from your bank account directly right on your mobile phones, there are three options which include:

  1. Recharge via Bank USSD
  2. Recharge via Bank App
  3. Recharge via Network USSD



Recharge Via Bank USSD Code

This is perhaps the easiest way to recharge directly from your bank account right on your mobile phone. You don’t even need much, you just need your mobile phone, your mobile number on which you receive your transaction alerts and your bank USSD code. That’s all. The good and interesting thing about this is that, you can use any type of phone and no data required. All banks now have a USSD code, just dial it indicating the amount and your phone is recharged immediately.

For the all banks USSD code, kindly read through. Get your bank USSD code and start using it immediately.


Guaranty Trust Bank

If you are recharging your line from your GTBank account, please dial *737*amount #. If you want to recharge another mobile number, please dial *737*amount*Number# and then input your PIN to confirm it.


First Bank

If you are recharging your line from your First Bank account, please dial *894*amount #.


Diamond Bank

For Diamond Bank users, please dial *937*amount# for immediate and direct bank account recharge.



For Ecobank direct airtime recharge, please dial *326*amount#. You will be credited immediately


Wema Bank

Please dial *945*Amount# to get instant recharge on your line from your bank account.


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Fidelity Bank

For Fidelity Bank customers, please dial *770*amount# and your line will be recharged immediately.


Access Bank

For Access Bank airtime recharge directly from bank, dial *901*amount#


Zenith Bank

For Zenith Bank account holders, please dial *302*amount# to recharge instantly from your account.


Skye Bank

Account holders at Skye Bank may recharge with *389*076*1*amount# and the line will be credited instantly.


First City Monument Bank

FCMB account users may dial *389*214*amount# to recharge line directly from bank account.


Union Bank

Union Bank users should dial *389*032*amount# to recharge their line from bank account instantly.


Keystone Bank

With Keystone Bank account airtime recharge, just dial *322*082*amount# and it is done in seconds.


Stanbic IBTC Bank

Just dial *909*amount# and your account will be debited instantly while your line is credited immediately


Sterling Bank

Kindly dial *822*Amount# for instant recharge from your bank account.


United Bank For Africa

UBA account holders may simply dial *919*amount# to recharge from bank account.


With this information, you can recharge your line at anytime anywhere just ensure you have sufficient amount in your bank account.



Recharge via Bank App

This is another way to recharge directly from your bank account on your phone but you will need to download your bank mobile app and have a stable internet connection. You can download from your mobile app store. This option is for only customers with the bank app compatible mobile device. Once download and installed, simply launch the app, navigate to recharge tab and recharge your line. That’s all!



Recharge via Network USSD

You can also recharge your line directly from your bank account through the mobile network provided USSD code. This will only work if the mobile number registered with the account is on the network that you are dialing its USSD code. For MTN users, please dial *904*amount# while Glo users may dial *805*amount#. You will be updated as other network add theirs.


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