*826# is the USSD code for Union Bank Nigeria Plc, and people who use this code to carry out bank transactions call it Union Bank Transfer Code and Union Bank Code. The code can be used to carry out transaction with ease as is done with other banks transfer codes too. This Union Bank Transfer Code can be used to send money from one union bank account to another and also from union bank accounts to other banks in Nigeria, it can also be used to buy airtime for yourself and others, make bills payments such as electric bills, TV Subscription and others. It can also be used to generate a paycode and PIN for a cardless withdrawals from ATMs.

How You Can Activate The Union Bank Transfer Code

The activation for the USSD code is free, to register simply dial *826# on your phone and then follow the simple instruction shown on your mobile phone.  

To Buy Airtime With The Union Bank Code *826#

It is very simple to buy airtime for yourself and others, to do this, pickup the phone number that is registered with your union bank account, the one you get alart with, simply dial *826*amount# on the phone. For instance: *826*200#, you should note that this code can only work if you want to recharge the phone number you registered with your account number. But if you want to recharge other phones with the union bank code, just dial *826*amount*phone number#, for example: *826*200*08012345678, the phone number you are to put is the phone number you want to recharge not your own phone number, please remember: *826*amount*recipient phone number#. Also note that you will need to enter your 4 digit PIN to authenticate this transaction of buying airtime with the union bank code and also, it is free and the money is deducted directly from your union bank account.

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To Create PIN For Union Bank Transfer Code

Doing this is very simple, to create a PIN to be used to authenticate any transaction by you, just dial this code *826# from your phone numbers, that is the phone number you register with your union bank account, and the PIN should be kept secret so that others don’t have access to it, the code to be dialed is *826*5#, then create a 4 digit PIN that you’ll be using for any of your transactions.  

How To Transfer Money With Union Bank Transfer Code

For those who want to transfer money to other union bank accounts, the code you are to use is different from the code you will use to transfer from union bank to other banks in Nigeria, for you to transfer from one union bank account to another, just dial *826*1*amount*account number#, for example: *826*1*4000*0284512549#, you will need your PIN to complete this transaction. And for those who intend to transfer from union bank account to other banks in Nigeria, you should just dial *826*2*amount*account number#, for example: *826*2*4000*8276512386# Transfer from one union bank account to another is free while transfer from union bank to other banks will attract the sum of N52.50 which includes VAT.

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